November 2017 Flood Map Updates

November 2017 Flood Map Updates

On November 3, 2017, the Federal Emergency Management Agency (FEMA) released revised flood insurance rate maps for select communities in three states: New York, Pennsylvania, and Iowa. The new maps place many homes and buildings in a Special Flood Hazard Area (SFHA), also known as a high-risk flood zone. A flood map reflects a geographic […]

where can i learn more about NFIP Reauthorization

NFIP Reauthorization Watch: Reforms and Your Flood Risk

In September 2017, the president of the United States signed legislation to extend, by three months, the expiration of the nation’s federal flood program, the National Flood Insurance Program (NFIP).  In doing so, the program – absent of much needed reforms –  remains intact, authorizes emergency funding for disaster relief, and gives lawmakers additional time […]

where can i learn more about NFIP Reauthorization

NFIP Reauthorization Watch: A Briefing for Flood Insurance Consumers

The countdown is on for NFIP Reauthorization, the renewal of the National Flood Insurance Program set to expire September 30, 2017. Both the U.S. House of Representatives and U.S. Senate must pass legislation to continue the federal program. In the coming months, Congress will consider changes, improvements, short-term or long-term renewal. Given the challenges of […]

Does your elevation certificate contain errors

Spot Elevation Certificate Errors to Eliminate Unwarranted Flood Insurance Expenses

The National Flood Insurance Program (NFIP) requires an elevation certificate to certify the elevation and other characteristics of a building to determine an actuarially sound flood insurance rate. Errors or omissions lead insurance agents to misrate flood insurance policies, resulting in liability for the surveyor, insurance agent, and most importantly, property owner. Because of elevation […]